Budget 2016: What HR needs to know

Chancellor George Osborne has unveiled the Conservative government’s 2016 budget

Looking to 2020 – key challenges for HR

Organisations must consider macro-economic and political risks, talent and skills shortages, diversity and the retirement agenda

Employers must discuss pensions sooner

Charles Cotton, CIPD performance and reward adviser, says many organisations bringing them up too late

76% of employers do not think their employees are saving enough for retirement

More than three quarters (76%) of employers do not think their employees are saving enough for retirement

Employees risking pensions shortfall

Many are hoping for a pension pot twice the size of the one they actually have in store

Two-thirds of employees now in workplace pension schemes

Two-thirds (66%) of employees are now saving through a workplace pension scheme, according to the CIPD

Life expectancy to rise to 100

As life expectancy continues to rise the impact on employers is likely to be significant

Two thirds have never received personal finance education

While many employees want personal finance help from their employers, few receive this

2015 Autumn Statement round-up

Our round-up of what you need to know from the 2015 Autumn Statement

Communicating pensions complexity

Ever changing pensions policy means many aren't trying to engage. Is better education and communication the key?

To drawdown or not to drawdown?

HR should help employees make informed choices about their pensions, particularly whether to drawdown some or all of their pot

Pensions industry should help people "engage" with pensions

The pensions industry should be helping people "understand and engage with" their pensions, according to pensions minister Ros Altmann

Pensions