Seven in 10 employers have not informed staff about changes in freedom of pension proposals that come into force in April.
About one-third (36%) of employers expect the provision of financial education and support at retirement to become more widespread, according to research by Close Brothers Asset Management.
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HR websites and magazines have been flooded with articles about UK employers not providing any financial education to their employees, whereas well over half of employees would appreciate some.
Employers who do not take pensions regulations could face more fines for not complying with auto-enrolment within the set timeframes, according to pensions experts.
NAPF chief executive Joanne Segars has called for an independent, non-political body to be set up to regulate retirement savings.
Pensions minister Steve Webb has insisted the raft of pensions changes set for 6 April 2015 will be ready to be administered by that date.
Pensions schemes should be governed by trustees to ensure savers get value for money, shadow pensions minister Gregg McClymont has said.
Pension reforms set out in this year's Budget have caused both companies and staff to reassess workplace saving schemes.
A lack of information on proposed pensions reform is preventing providers from making changes in time for the implementation date of April 2015, according to NAPF chairman Ruston Smith.
Almost one-third (31%) of people who class themselves still retired but still work do so to make ends meet, according to research by the National Association of Pension Funds (NAPF).