The British workforce is in a fragile state because of the credit crunch, with more than a third (36%) of employees saying they feel less motivated in their job now than they did a year ago.

Jobseekers are finding it hard to stand out in a competitive market, with a third believing a lack of qualifications is holding them back, according to research by Home Learning College and Reed.

UK workers will see a real wage increase of 2.3% in 2016, the largest increase since 2008